Jonathan P. Warner


CEBS, ISCEBS Fellow, President, CEO

Jon Warner is an accomplished consultant, author, and speaker. He is a well read, detail oriented, and a calmly confident communicator. Read More

Robyn E. Steltz


Managing Director

For more than 15 years as Warner Benefits Managing Director, Robyn is responsible for corporate operations including Client Retention, Account Management Training, Service and Product Development, and Employee Relations. Read More

Scott Jones


GBDS, Vice President, Sales & Marketing

Active in his community, Scott serves as the chairman of the Donley Awards for Excellence which honors the top 30 high school seniors in the Lehigh Valley. He is a member of Free and Accepted Masons 32nd Degree Lodge #561, Rajah Shriners and Ancient Accepted Scottish Rite Freemasonry. Read More

Alesia Coulter

Account Manager

Alesia was born and raised in Bethlehem, PA where she graduated from Note Dame High School. She went on to attend the University of Pittsburgh and Northampton Community College where she earned a degree in Business Administration and Culinary Arts. Read More

Regina McLoud

Business Manager

Born and raised in Philadelphia, PA, Regina attended LaSalle College where she received her Bachelor of Science degree in Marketing. While attending LaSalle, Regina served as Vice President of Phi Gamma Nu, a national business sorority. Regina also earned her Master’s degree in Business Administration from LaSalle University. Read More

Biometric Wellness — What it Means to You


The healthcare law has standards that allow employers to implement wellness incentive programs. Part of the growing healthcare cost problem in our country has to do with personal habits — that start when we’re young — and lead to future medical problems. Jon shares how to design a plan that promotes employee education and focus.

Customer Service and Compliance


In this video Jon shares an overview of the businesses and how we assess employer benefit needs. Because of the range of services provided, you benefit from the resources of many professionals.

HSAs, HRAs & FSAs — Healthcare Alphabet Soup


Jon talks about the three pre-tax opportunities to pay personal healthcare expenses. He provides an overview of HSA, HRAs and FSAs and how they compare and contrast. At the end, he shares exactly how to win the health care game.

Communications & Use of Benefits


Watch this video to learn how Warner Benefits and HRA are different. They invest their energy to help each individual with their unique needs. This begins with up front plan communications and is followed up with answering questions as they arise.

Obamacare Opportunities


In this video, Jon Warner talks about how times are changing — and that creates opportunities for employers to make their plans more efficient and maintain positive employee morale.

How to Win The Health Care Game


In this video, Jon talks about his background — writing about value-based health care coverage with cost efficiency. He focuses on the underlying dilemma of our “drip vs gusher” mentality and how to conquer it.

Amy Urmy

Compliance Specialist

When you meet Amy Urmy you recognize that she is a highly competent professional with a genuine willingness to share her knowledge to help others. Her inherent desire to do what is right makes her perfect in her role as Compliance Specialist at Warner Benefits and HRAdministrators. Read More

JP Warner Background & Focus


In this video, Jon shows a more personal side — talking about his love for education, his experience as a ski instructor while in college, and everything that was going on when he started Warner Benefits.

Health Care Reform Law Timeline


Final Regulations have yet to be released by the Department of Health and Human Services to clarify transition details. Summary information provided is subject to change and clarification.

PPACA U.S. Supreme Court 2012 Review

Patient Protection & Affordable Care Act (PPACA) U. S. Supreme Court 2012 Review I. Individual Mandate – Requirement that U. S. citizens’ purchase health insurance A. Argument for is based on the federal government’s power to regulate interstate commerce 1. Citizens’ will receive health care services during their lifetime, which must be paid for 2. […]

Health Care Reform: Preventive Care Coverage Guidelines

The Patient Protection and Affordable Care Act requires non-grandfathered health plans to cover preventive health services without imposing cost-sharing requirements for the services. On July 14, 2010, the Departments of Health and Human Services (HHS), Labor and Treasury issued interim final rules relating to coverage of preventive services. This requirement is generally effective for plan years beginning on […]

Counting Full-Time Employees for Benefits – Pay or Play

If you employ 100 or more full time employees, the Affordable Care Act requires that they be counted beginning in 2015 to confirm if eligible for health benefits. The “30” hours per week standard that begins next year is delayed until 2016 for employers with 50 to 99 employees. Employers with fewer than 50 full-time […]

Employer Dumping Leads To New IRS Rules

In lieu of offering health insurance benefits, certain employers have been paying employees to purchase their own individual insurance through the Marketplace exchanges. The rub is that employers have deducted these amounts as a cost of doing business the same way they deducted funds used to pay premiums. The IRS has now moved to block […]

Self-Funding in the Age of the Affordable Care Act

To avoid rates based upon age, Federal and State premium taxes of up to 5% on every premium dollar, and flexibility in plan design, employers down to 10 employees in select parts of America will consider self funding. Per person deductibles of $25,000 or more will be accepted by employers with the hope and expectation […]

Private Health Care Exchanges

It is expected that 20% of employees will be informed by their employer that they have a bank of funds available to select from up to 30 benefit options for health insurance, dental, vision, life and disability benefits. Respect that the main driver of this approach is to establish a budget amount for benefits that […]

Benefits Plan Administration Tips

Benefits administration will continue to be less burdensome as more and more workers sign up for coverage electronically. The best advice is to align with a vibrant online system for enrollment and termination. The number of systems available is extensive. Even better, outsource the administration work to a competent consulting and brokerage company to free […]