Retail Service Company – 700 Employees

retail-2

This self-insured employer maintains 40 locations in 10 states and offers a high deductible health plan with HSA’s, along with a PPO plan. Flexible Spending Accounts (FSA) are available along with incentives for seeking out preventive care services. A spousal coverage coordination policy, along with proactive involvement in the plan by the CEO results in benefit plan expenses below national averages.

Physician Practice – 25 Employees

physician

Our business relationship began in 2009 with the introduction of a Qualified High Deductible Health Plan including Health Savings Accounts for the physician owners and a Health Reimbursement Arrangement for staff. First year savings of 20% were complimented by a 6% renewal increase in 2010. Administration of Flexible Spending Accounts along with brokerage of group and voluntary Life Insurance, Disability Insurance, Dental & Vision plans compliment our oversight of their benefit plans. Health plan costs are 15% below the Kaiser / HRET Study national average.

General Contractor – 20 Employees

contractor

Our business relationship began in 2008 with the introduction of a Qualified High Deductible Health Plan including Health Savings Accounts for the owners and a Health Reimbursement Arrangement for staff. First year savings of 30% were followed by a change in health insurer in 2009 to achieve an additional premium savings of 25%. Employees receive 100% reimbursement of the first half of their deductible along with multiple years of Payroll Contribution Reductions. Health plan costs are 5% below the Kaiser / HRET Study national average.